Michael Joy, Realtor

Michael Joy
Realtor
International Diamond Society
Haverhill
Direct:
Office:
License:
9525414 MA, 076406 NH
International Diamond Society

With a strong foundation in both education and real estate, Michael Joy brings a thoughtful, client-centered approach to every transaction. Guided by a core belief that honesty and transparency are essential to any successful business relationship, he prioritizes building trust and clear communication with every client he serves.

Michael earned his real estate license through the Coldwell Banker Residential Brokerage training program and is a licensed REALTOR® in both Massachusetts and New Hampshire. He is an active member of the Northshore Board of Realtors, demonstrating his ongoing commitment to professional excellence and industry standards.

He holds a Bachelor of Arts in Sociology from Merrimack College and a Master of Arts in Interdisciplinary Studies from Lesley University. This academic background provides him with a unique perspective on people, communities, and the social dynamics that influence the housing market.

Throughout his career, Michael has worked with a diverse range of clients, including first-time homebuyers, retirees, and real estate investors. Regardless of the situation, he is dedicated to ensuring each transaction is smooth, informed, and tailored to his clients’ individual goals.

Beyond his professional work, Michael is deeply involved in his community. He serves as Board Chair of L’Arche Boston North, Board Member of The Exchange Club of Haverhill, and is an active member of both the Greater Haverhill Chamber of Commerce and the Merrimack Valley Chamber of Commerce. His community engagement reflects his commitment to making a positive impact both professionally and personally.

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Sample Mortgage Rates

For 7/26/2026

30 Year Fixed
6.375%
15 Year Fixed
5.75%
7/6 ARM
6.75%

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Coldwell Banker Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.

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